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EMI Calculator 2025-26: Home Loan, Car Loan & Personal LoanAccurate Monthly Installments | Amortization Schedule | Interest Rates

Calculate your monthly loan EMIs instantly with our free online tool. Get a detailed year-wise and month-wise payment breakdown for better financial planning.

Loan Details
Enter your loan information to calculate EMI
₹1L₹1Cr
5%20%
1 year30 years
Adjust the sliders to see real-time changes in your EMI calculation. The results update automatically.
Monthly EMI
₹8,678
For 20 years at 8.5% interest
Total Amount
₹20,82,776
Total Interest
₹10,82,776
Payment Breakdown
Principal Amount
₹10,00,000
Interest Amount
₹10,82,776
Principal: 48.0%Interest: 52.0%
First 12 Months Breakdown
See how your EMI is split between principal and interest
Month 1
₹8,678
P: ₹1,595 | I: ₹7,083
Month 2
₹8,678
P: ₹1,606 | I: ₹7,072
Month 3
₹8,678
P: ₹1,618 | I: ₹7,061
Month 4
₹8,678
P: ₹1,629 | I: ₹7,049
Month 5
₹8,678
P: ₹1,641 | I: ₹7,038
Month 6
₹8,678
P: ₹1,652 | I: ₹7,026
Month 7
₹8,678
P: ₹1,664 | I: ₹7,014
Month 8
₹8,678
P: ₹1,676 | I: ₹7,003
Month 9
₹8,678
P: ₹1,688 | I: ₹6,991
Month 10
₹8,678
P: ₹1,700 | I: ₹6,979
Month 11
₹8,678
P: ₹1,712 | I: ₹6,967
Month 12
₹8,678
P: ₹1,724 | I: ₹6,955

EMI Calculator FAQs - FY 2025-26

Common questions about Equated Monthly Installment calculation

Still have questions?

Contact our experts

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